FINANCIAL ADBICE!

now growing up in the hood im not exactly an expert on financials, pero here it goes anyway.

alot of you putos know that Russel Simmons, (i call him putoface russ...he lets me, he doesnt even know what that means) gave me a call a couple of years back to tour the country along with other rappers and actors and talk to people in the hood about makin monies and keepin it...yes keepin it... theres the tricky part...dont believe me? ask your local drug dealer...ju know that make it rain thingy isn't exactly the same as puttin it in the bank, i mush rather like to make it rain in the bank or on myself...more on that later. (after the cho i like to go to my room and throw money up in the air makin sure it lands all over me, i do this over and over again till i fall asleep and dream about monies and diamenz)

anyways i have a couple tips that ive learned along the way being a young "successful" entrepreneur. ive had to learn alot of this chit the hard way becus as you know our parents arent always experts and schools dont really warn us bout how the world really works.

First off: get rid of your pinche credit cards!!!
thats right boys n girls cut em up, cus it may seem like you walkin out the gucci store with a free duffle bag but in fact a gringo loaned you the money and he wants it back...with interest puto!!! if you call the credit card people and cancel them hoes, you credit score (fico) score ackshually goes down! its all one big setup designed to keep our asses in debt owin till we die. so first off college students, beware, and people walkin thru the airport cus they promise you a free tchirt or a pen or a koozi or teddy bear, but theres no sush thing as free, no free lunch, not even freejoles are free or freetoes are free. theyll giv a card to anybody! even my primo rodrigo who doesnt even have a social security # got signed up for a pinche shopping spree at Saks 5th Avenue!!
Never lend it to anyone!!! never!!!if you lose it report is stolen asap, if not somebodies gonna get a big screen at walmart on your account puto!!!!

Christmas gift buying tip:
Draw names instead of buying Everybody Chit!!!! if your family doesnt already do this i recommend u suggest it. what you do is put all the names in a cowboy hat (yes grandma too even tho she lives in the back room thats almost halfway done since 93 and she forgets your name) then everybody pulls a name and thats who your in sharge of gettin a gift for! everybody gets sumthin and your not goin crazy buying pinche colognes and perfumes para todo pinche mundo! and if you have kids do like katt williams says goto the 99cents store and buy 100 toys, theyll be tired and happy and fall asleep after the 50th gift, saying "i luv my daddy, i luv my daddy, i know he luvs me" becus afterall christmas aint about toys, member? its about baby jesus, healthy 8 pound 9 ounce baby jesus!

TIP #2 FICO SCORE?
No puto this has nothin to do with soccer! this is a "numerical representation of how likely your are to pay off money you borrowed". Dont you wish everybody in the hood walked around with a "hood Fico" score on their shirt? "Awe man here comes rudolfo....he's a 120 that means hes likely to jack you for you playstation, and dont lend him shit" well the gringos came up with this so they can know who to lend money to for a car and whos never gonna pay you back. the gringos look at these things:
1. your bill paying history
2.how many accounts you have and what kind
3.late payments
4.longevity of accounts
5.the unused portions of lines of credit
6.outstanding debt
the gringos at the credit companies dont share the records so you gota contact them and make sure your dad who has the same name isnt bringin your score down with all his debts.
Equifax 1800 685 1111, www.equifax.com
Experian 1888 397 3742, www.experian.com
Transunion 1800 888 4213, www.transunion.com
in some states you dont have to pay to get a copy of your credit report.

this is alotta info at one shot puto, but our people need to get some power in this country and in the great words of Tony Montana, civil rights leader/ drug dealer "first ju get the money then ju get the power" so maybe later ill hit yall with more tips on budgeting and sumthing i like to call the "do without strategy" basically you do without alot of the chit that you "want"....more on that later lil putitoes!!!

next months financial tips will include
how to payoff your credit cards: "payoff the smaller debts first."
and keeping track of your spending with a journal.

Peace out cabrones soon youll be on the road to rishes....so next time someone says "money cant buy you happiness" tell em "oh yeah well i'm broke and i aint happy!! so ima try to get sum damn monies!"

colder than a bitch!

?what it do world? this ya boy chingo, and im out here in oklahoma city fidna do a cho at club dejavu w my dog coasta cola, but of course i gota hop on that computadora real fast, ya dig? this weather is a fool, but all the blubber i got from thanksgiving shud keep me kinda werm. the way i spelled warm looks like sperm which is also warm, uh gros, randomness....anyway we out here reppin htown tex to the fullest por favor beliwve it criss crossing the country choin folks how we get down. quick choutouts to that boy scissorhands cus ge gon dame un blad fade real fast b4 the cho, and choutouts to terry monday from power for givin us a ride to wendys and all that, tururu!!! we appreciate the luv we get eberywheres we go, cus we gota be away from home so much its cool that yall are like our fam on the road. we almost missed thanksgiving again this year, cus we had to do the thug thuzzle en wishita kiansas (inside joke) w flo rida, our boy baby bash (cyclone in stores rit now!) gorilla zoe, playas circle, nino brown and others...it went down. choutouts to my peeps and kingandduck.com j philla and fashen they got all the tight gearz in phoenix if u ever there and wana get flyer than a mosquito with a parachute. also big chout to my boy fantom from fatcop xxl, another tite clothing label i been rockin lately. i been messin with the beats a lil lately and my next tape "tequila n corridos" has a lot of my production on it, yall stay tuned, for that putitos!!!! man holdup i just seen a white boy drinkin camel piss on man vs wild on discovery shannel, i hope i never get stuck in the desert, ihuezu that would be wack as a motherfucker, aint no wendys no taconmadre, no corner store, just hot ass camel piss! yakatela!! fuchila!!! id suck at survival in the middle of nowheres, luckily htown aint a desert. did i spell that right or is that desert as in pecan pie? damn i dont know, anyways boys n girls i just setup this account so i had to type sum chit to see how it werks, the next one will have more info i promise wey!!! gota get fly for the cho right fast, it go down, deuce out the roof!!!